We buy your car. Get paid fast.

We make payments via Electronic Funds Transfer (EFT) or instant Interac direct deposit to ensure a secure and efficient process. Once your vehicle is dropped off or picked up, we initiate payment the same day and provide confirmation that the funds have left our account.

Instant payment windows:

• Ontario & Atlantic: Mon–Fri 8AM–8PM EST (Bill of Sale signed by 7PM), Sat–Sun 9AM–5PM EST (signed by 4PM).
• British Columbia: Mon–Fri 9AM–5PM PST, Sat–Sun 9AM–2PM PST.

Payment windows are the same whether you sell at a retail hub, pop-up, or pick-up. If you sell on a Sunday or statutory holiday and we cannot run a lien check, payment will be delayed until the next business day. If your bank does not support instant Interac deposits, funds will arrive via EFT in 1–3 business days (usually next day). On statutory holidays, payments are processed the next business day.

You can check if your bank supports Interac e-Transfer deposits by visiting this list of participating financial institutions.

You will also receive:

• A binding Bill of Sale signed by both you and Clutch.
• Confirmation of any lien amount to be paid off (if applicable).
• A breakdown of the remaining balance to be deposited into your account.

If applicable, payments to lienholders can take up to four weeks to process.

Selling to Clutch is simple, transparent, and hassle-free. Here’s why our customers love working with us:

• Fair, Market-Based Offers: Our quotes are based on current retail and wholesale market values, ensuring you get an accurate and competitive price.

• No Negotiations: The price you’re quoted online is the price you’ll receive, as long as the vehicle is properly disclosed and passes the final inspection—no unexpected deductions or surprises.

• Convenience: We offer flexible pick-up and drop-off options, making the process easy and tailored to your needs.

• Fast Payment: Complete your sale in as little as 48 hours. In some cases, same-day payment is available through secure and instant payment methods.

• Guaranteed Payment: Whether the payment goes to you or your lienholder, you can trust that it's fast, secure, and guaranteed.

Selling your car has never been easier or more rewarding than with Clutch!

At Clutch, we take pride in providing firm offers online based on the details you provide. We ask for more than just "Excellent," "Good," and "Poor" conditions to give a more accurate evaluation. It's important that you read each question carefully and answer to the best of your knowledge, as discrepancies or undisclosed damage discovered during inspection may impact your offer.

To ensure fairness and accuracy, we offer three primary condition options for evaluating your car:

• Excellent: The car has no imperfections, both inside and out.

• Good: The car shows normal wear but no major cosmetic issues.

• Poor: The car has several cosmetic issues that would require repair.

If you have any questions or need assistance, our advisors are happy to walk you through your appraisal once your appointment is scheduled.

We also take into consideration the accuracy of the accident claims provided compared to the Carfax history. If there are discrepancies between the two, it may result in a deduction from the initial offer.

If you're unsure whether any damage to your vehicle might affect your offer, simply take a few pictures and send them to offers@clutch.ca. We’ll let you know if any adjustments are needed. If you're not satisfied with the updated offer, you’re free to walk away at any point in the process with no penalty. Your updated offer will be reflected in your Clutch Account, and it will remain valid for 7 days, giving you plenty of time to consider it and shop around without any pressure.

Although we will accept any drivable car on trade, there are certain vehicles we are unable to purchase at this time. It could be out of our price range or it could be a vehicle we are not able to sell on our website. Certain vehicles that have costly repairs or extensive damage we are also unable to purchase.

If you have a loan on the car that you’re selling, Clutch will pay off the loan and deduct it from the value of our offer. Loan payments made by Clutch can take up to 30 business days to be processed, depending on the financial institution’s processing times. Any payments made in this period will be reimbursed by the financial institution, not Clutch. There is a one-time lien discharge fee of $199 that is applied to your bill of sale if you would like Clutch to take care of the loan for you.

Yes, we allow up to a 1,000-km variance in mileage without impacting your offer. If the variance exceeds 1,000 km, simply inform your advisor. They’ll update the mileage or vehicle details for you to ensure everything stays accurate.

Only about half of the cars Clutch buys meet our Clutch Certified standards. Those cars are reconditioned and listed for sale on clutch.ca. The rest are sold to dealers and auctions, so you will never see them on our site. Either way, the condition of your car will not stop you from getting an offer. Learn more about which cars make the cut.